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In two private roundtables at the 2024 Milken Institute Asia Summit and the 2024 Insights Forum, the Milken Institute and Global Finance and Technology Network gathered leading technologists, development banks, government officials, payment providers, and investors for off-the-record discussions on FinTech. All quotes throughout this report come from roundtable participants. Through these convenings, the Institute hopes to leverage its networks, thought leadership, and experience in innovative finance to help smooth and support the catalytic role of finance and technology in shifting businesses, regulators, and societies toward a more prosperous and inclusive future.